First Federal Bellingham Lending Center in Bellingham, WA – Tailored Online Loans for Any Emergency

Our Vision for First Federal First Federal is committed to being a customer owned and locally managed financial institution, pledging our resources to the customers and communities we serve. Our Mission Statement: We support our customers, encourage economic development and improvement of the quality of life in the communities we serve by providing superior customer service, innovative financial products, and outstanding financial performance. Community Dividend Program By our very design as a mutual organization, no other bank on the Olympic Peninsula can do what we can do. Rather than serving shareholders, we have the freedom to wholeheartedly serve our community, reinvesting profits into everything we love about the Olympic Peninsula. More information about First Federal Community Dividend Program is available on our website. This site is designed to be a resource for volunteers and for members of the community looking for volunteer opportunities. Our History First Federal is the only locally owned and managed savings & loan on the North Olympic Peninsula. We opened our doors in 1923 under the name of Lincoln Savings and Loan. As time went on many things changed: Our name, our size, and the ever-growing list of products and services that we offer. We know you will find that our commitment to our communities, to our customers and to our staff has remained strong. We made our first home loan on April 18, 1923, for $500.00. The proud new owners had a payment of $10.82 per month, wood heat, no electricity and no indoor plumbing! During the lean times of the 1930's we continued to pay dividends to our savings accounts and to make the loans which contributed to the stability and growth of our communities. In the 1940's, First Federal sold war bonds and made money available to returning veterans through the Soldier's and Sailor's Civil Relief Act. In 1961, the Hood Canal Bridge opened, as did First Federals downtown office. We have remodeled that branch as part of the Downtown Port Angeles Revitalization Project. The Port Angeles pier and waterfront were dedicated in 1980 and the Sequim Branch Library opened in 1983. During those years, First Federal was busy growing along with the financial needs of the area. We are one of the few mutually owned financial institutions in the State of Washington. Our reason for existence is to supply our communities with a sound Savings and Loan Center where we encourage savings and invest those savings by making loans to you and your neighbors. This philosophy and business style has helped people prosper in our community for over 91 years. Today we are ten branches strong, serving Clallam and Jefferson Counties from Forks to Port Townsend and now in Bellingham and Silverdale (Kitsap County). First Federal is rooted in the values and traditions that have strengthened our communities and to this day continues its commitment to provide the best in financial services and community support, because we are community people!