Lenders & Dealers We Work With:


Used & New Car Loans

Instant Quote & Decision As Quick as 60 Seconds - Apply Above & Get Started!*
  • Get Approved Before Finding A Car! Painless Process - Apply NOW! Shop Today!
  • Highly Competitive Terms
  • Find your Dream Car Knowing your Already Approved!!!

Apply Now for a Car Loan

*View Disclosures & Offer Information



We Can Help You Drop Your Rate Within Minutes!*
  • Cash Back on Refinances Available!*
  • Skip Your Next Auto Payment.*
  • Qualified Applicants Can Save Tons of Money Every Month.

Apply for a Refinance

*View Disclosures & Offer Information

Hassle-FREE, 60 Seconds Approvals!


Apply Online

Receive a Bad Credit Car Loan Decision in Seconds by Simply Filling Out This 100% Secure, Online App!


Download the Loan Approval

When You Receive Your APPROVAL for Car Financing - Download the Loan Packet to Start Your Car Search!


Go to Your Dealer and Shop

Use your approved car financing to start shopping today with the power of a cash buyer.

Customer Reviews

5 Awesome service! Highly Recommended Company for finding a Great car loan fast & easy - We entered the Application and got approved fairly quickly! Very happy with the process! Jessica, August 6, 2018
5 Great & Fast! A+ Company to work With and helped us get approved for a Car Loan within about 30 mins time! Thanks guys! We recommended them to some Family members as well! Jamel, Nov 6th, 2018
5 Trust Worthy! We haven't trusted anyone with helping us get a Car loan after our credit went bad, but these Guys helped us find the car of our dreams quickly! Good Service! Thx! Jack, Sept. 26th, 2018
5 Good Company! We cannot recommend a Better company to work with and Help with your Car Loans! These guys will get anyone approved If they could get us approved! Michelle, July 19th, 2018

Why We’re better at WOW Loans?

WOW Loans Gives people with Bad Credit that want a Car/Auto Loan a Fighting Chance. Our Motta is:

“People Over Profits..”

We Stand By our Word to Help Everyone Get Pre-Approved for a Car/Auto Loan that Will Eventually Help them Buy the Car of Their Dreams.

We Strongly Believe in Second Chances – Our Fast Approval, Low-Interest Auto Loans are Great for People with Credit Scores that Are in the 300’s, 400’s, 500’s and 600’s.

  • Low Interest Rates (OAC)
  • Multiple Car Finance Options/Offers
  • Fast, Easy & Secure

Get to Know Wow Loans

Mobile Friendly!

Use your Phone or Tablet to Get Started with the Application Process Today - Quick & Easy, No Hassle!

Shopping Tools


From The Blog


Buy Here Pay Here Near Me Dealership: Advantages of Getting a Car Loan from a BHPH Lot Near You

The standard way of buying a brand-new or a second-hand car is through paying cash on the spot, leasing or taking out a loan to finance all of the vehicle’s purchase price. However, having financial problems in the past like repossession, foreclosure, bankruptcy and high credit card balances simply hinder you from applying for a … Continue reading “Buy Here Pay Here Near Me Dealership: Advantages of Getting a Car Loan from a BHPH Lot Near You”

View More


Tips on Shopping for Buy Here Pay Here Motorcycles

Motorcycles have become more and more popular nowadays. They are gas savers for those who commute regularly and are easy to navigate in the city.  If you plan to buy a motorcycle but you have a low credit profile, there are dealerships that provide buy here pay here loans on motorcycles. Refer to the brief … Continue reading “Tips on Shopping for Buy Here Pay Here Motorcycles”

View More


Learn About the Info and Tips on Bad Credit Dealership Leasing

A lot of people dream of owning their very own car and having the luxury of driving wherever they want and whenever they please. However, being able to buy a car is difficult if you have bad credit. This is why people who have a bad credit history often prefer to get a car lease. … Continue reading “Learn About the Info and Tips on Bad Credit Dealership Leasing”

View More


Buy Here Pay Here No Credit Check Near Me – What You Should Know!

What Is No Credit Check? If you want to buy a car but can’t because of your pending credit card balances, repossessions and other huge financial problems in the past, you can reach out to dealerships that offer no credit check car loans. This type of financing is offered to anyone who has poor credit … Continue reading “Buy Here Pay Here No Credit Check Near Me – What You Should Know!”

View More