At Lakelands Federal Credit Union, they understand that every financial need is unique. Located in the heart of Greenwood, SC, they specialize in providing online loans that are as versatile as the needs of the community. Whether it’s unexpected expenses, urgent bills, or short-term financial goals, the company team is committed to offering personalized solutions.
Lakelands Federal Credit Union Range of Loan Options Available to Greenwood Residents
Lakelands Federal Credit Union offers a variety of loan types to suit different financial situations:
- Payday Loans: Ideal for short-term cash needs, these loans are typically due on your next payday..
- Installment Loans: For those needing a larger amount, installment loans offer a longer repayment period with fixed monthly payments.
- Personal Loans: Flexible loans that can be used for a variety of purposes, with or without collateral.
- Title Loans: Use your vehicle title as collateral to secure a loan, ideal for larger amounts and longer repayment terms.
Why Choose Lakelands Federal Credit Union for Your Online Loans?
Benefits of Choosing Lakelands Federal Credit Union:
- Adaptable Loan Options: Loans crafted to fit your specific financial circumstances.
- Quick and Easy Process: Streamlined online application and fast funding.
- Transparent Terms: Clear, straightforward loan agreements, with no hidden fees.
- Dedicated Support: Our local team provides personalized assistance every step of the way.
How Lakelands Federal Credit Union Loans Work
Simplified Loan Process: Getting an online loan in Greenwood, SC with Lakelands Federal Credit Union is straightforward:
- Online Application: Fill out an easy-to-use form from the comfort of your home.
- Flexible Loan Options: Choose the loan that best fits your needs.
- Fast Approval and Disbursement: Quick processing times and direct deposit of funds.
Eligibility and Application Requirements
Applying for a Loan: To be eligible for an online loan with Lakelands Federal Credit Union, applicants should:
- Be at least 18 years old.
- Have a valid ID and proof of residency in Greenwood, SC.
- Demonstrate a stable source of income.
- Own an active bank account.
Lakelands Federal Credit Union Locations in Greenwood, SC
Address: 1536 Edgefield St
Phone: (864) 229-0949
Services: Installment Loans, Personal Loans
Work Time:
- Mon - Wed: 7:30 am - 5:00 pm
- Thu - Fri: 7:30 am - 5:30 pm
At Lakelands Federal Credit Union, our goal is to better the financial future of all our members. That promise will never change. We are committed to serving you, your family members and all of the folks who live, work, or worship in Greenwood County.Our HistoryThe credit union was chartered in 1975 to serve the employees of Greenwood Mills, Inc. in Greenwood, SC. We have a federal charter, which means we are regulated and insured by the National Credit Union Administration (NCUA), a U.S. Government agency. The credit union was known as Greenwood Mills Credit Association. At the time, there was a strong aversion to the word 'union'. The charter was expanded through the years to include all wholly owned subsidiaries of Greenwood Mills, Inc. We have served members in Georgia, North Carolina, Tennessee, and several South Carolina cities.In October of 2000, with permission from NCUA, we changed our charter to enable us to serve anyone who lives, works, worships, or attends school in Greenwood County, SC. This change enabled us to diversify our membership. Or, in other words, we thought it best to not 'put all our eggs in one basket'. We believe that a more diversified membership will help us weather the tough times and enjoy the good times. We are operated by a professional staff under the guidance of a volunteer Board of Directors.Credit Unions differ in philosophy from other financial institutions. Our philosophy, since our start, has been guided by the principle of "people helping people". Other financial institutions exist solely to make profits for their own owners/stockholders. This doesn't mean that they are bad, it does mean that you have a better alternative.
Customized Financial Solutions
Tailoring to Your Needs: At Lakelands Federal Credit Union, they recognize that no two financial situations are the same. Lakelands Federal Credit Union loans are designed to provide flexibility, whether you need a small amount to tide you over or a larger sum for significant expenses.