At South Carolina Bank and Trust, they understand that every financial need is unique. Located in the heart of Columbia, SC, they specialize in providing online loans that are as versatile as the needs of the community. Whether it’s unexpected expenses, urgent bills, or short-term financial goals, the company team is committed to offering personalized solutions.
South Carolina Bank and Trust Range of Loan Options Available to Columbia Residents
South Carolina Bank and Trust offers a variety of loan types to suit different financial situations:
- Payday Loans: Ideal for short-term cash needs, these loans are typically due on your next payday..
- Installment Loans: For those needing a larger amount, installment loans offer a longer repayment period with fixed monthly payments.
- Personal Loans: Flexible loans that can be used for a variety of purposes, with or without collateral.
- Title Loans: Use your vehicle title as collateral to secure a loan, ideal for larger amounts and longer repayment terms.
Why Choose South Carolina Bank and Trust for Your Online Loans?
Benefits of Choosing South Carolina Bank and Trust:
- Adaptable Loan Options: Loans crafted to fit your specific financial circumstances.
- Quick and Easy Process: Streamlined online application and fast funding.
- Transparent Terms: Clear, straightforward loan agreements, with no hidden fees.
- Dedicated Support: Our local team provides personalized assistance every step of the way.
How South Carolina Bank and Trust Loans Work
Simplified Loan Process: Getting an online loan in Columbia, SC with South Carolina Bank and Trust is straightforward:
- Online Application: Fill out an easy-to-use form from the comfort of your home.
- Flexible Loan Options: Choose the loan that best fits your needs.
- Fast Approval and Disbursement: Quick processing times and direct deposit of funds.
Eligibility and Application Requirements
Applying for a Loan: To be eligible for an online loan with South Carolina Bank and Trust, applicants should:
- Be at least 18 years old.
- Have a valid ID and proof of residency in Columbia, SC.
- Demonstrate a stable source of income.
- Own an active bank account.
South Carolina Bank and Trust Locations in Columbia, SC
Address: 520 Gervais St
Phone: (803) 771-2265
Services: Installment Loans, Personal Loans
Work Time:
- Mon - Thu: 8:30 am - 5:00 pm
- Fri: 8:30 am - 6:00 pm
South Carolina Bank and Trust, is a subsidiary of the SCBT Financial Corporation, a multibank holding company whose principal subsidiaries are South Carolina Bank and Trust, South Carolina Bank and Trust of the Piedmont and Sun Bank. Through these subsidiaries, it operates more than 45 financial centers in over 15 South Carolina counties. Established more than 70 years ago, its banks offers a full range of retail and commercial banking, mortgage lending and trust and investment services and consumer finance loans. The banks offer trust, insurance, investment and electronic services and products. They provide checking and money market accounts, savings deposits, demand deposits and time deposits. SCBT Financial s subsidiary banks loan portfolios comprise commercial business loans, commercial and residential real estate construction and mortgage loans, loan participations, consumer loans, revolving lines of credit, letters of credit and residential mortgages. South Carolina Bank and Trust, is located in Columbia, S.C.
Customized Financial Solutions
Tailoring to Your Needs: At South Carolina Bank and Trust, they recognize that no two financial situations are the same. South Carolina Bank and Trust loans are designed to provide flexibility, whether you need a small amount to tide you over or a larger sum for significant expenses.