At First Southern Bank, they understand that every financial need is unique. Located in the heart of Columbia, MS, they specialize in providing online loans that are as versatile as the needs of the community. Whether it’s unexpected expenses, urgent bills, or short-term financial goals, the company team is committed to offering personalized solutions.
First Southern Bank Range of Loan Options Available to Columbia Residents
First Southern Bank offers a variety of loan types to suit different financial situations:
- Payday Loans: Ideal for short-term cash needs, these loans are typically due on your next payday..
- Installment Loans: For those needing a larger amount, installment loans offer a longer repayment period with fixed monthly payments.
- Personal Loans: Flexible loans that can be used for a variety of purposes, with or without collateral.
- Title Loans: Use your vehicle title as collateral to secure a loan, ideal for larger amounts and longer repayment terms.
Why Choose First Southern Bank for Your Online Loans?
Benefits of Choosing First Southern Bank:
- Adaptable Loan Options: Loans crafted to fit your specific financial circumstances.
- Quick and Easy Process: Streamlined online application and fast funding.
- Transparent Terms: Clear, straightforward loan agreements, with no hidden fees.
- Dedicated Support: Our local team provides personalized assistance every step of the way.
How First Southern Bank Loans Work
Simplified Loan Process: Getting an online loan in Columbia, MS with First Southern Bank is straightforward:
- Online Application: Fill out an easy-to-use form from the comfort of your home.
- Flexible Loan Options: Choose the loan that best fits your needs.
- Fast Approval and Disbursement: Quick processing times and direct deposit of funds.
Eligibility and Application Requirements
Applying for a Loan: To be eligible for an online loan with First Southern Bank, applicants should:
- Be at least 18 years old.
- Have a valid ID and proof of residency in Columbia, MS.
- Demonstrate a stable source of income.
- Own an active bank account.
First Southern Bank Locations in Columbia, MS
Address: 1075 Highway 98 Byp
Phone: (601) 736-6378
Services: Installment Loans, Personal Loans
Work Time:
- Mon - Thu: 9:00 am - 4:00 pm
- Fri: 9:00 am - 5:00 pm
- Sat: 8:30 am - 12:00 pm
First Southern Bank has served and provided banking and financial services to the Columbia, Miss. area since 1960. Its board of directors is diverse in its composition, which allows expertise for various businesses, professional and technical areas. Its main services include: insuring deposit products, including certificates of deposits, savings accounts and various checking accounts for both consumer and commercial entities; offering diverse types of loans to homeowners, consumers and businesses; and offering services that meet the needs of its surrounding communities. With offices in Columbia, Picayune and Petal, Miss., First Southern Bank has resources to maintain security and permit growth. The bank is an equal opportunity lender and is a member of FDIC.
Customized Financial Solutions
Tailoring to Your Needs: At First Southern Bank, they recognize that no two financial situations are the same. First Southern Bank loans are designed to provide flexibility, whether you need a small amount to tide you over or a larger sum for significant expenses.