At First Kansas Bank, they understand that every financial need is unique. Located in the heart of Hays, KS, they specialize in providing online loans that are as versatile as the needs of the community. Whether it’s unexpected expenses, urgent bills, or short-term financial goals, the company team is committed to offering personalized solutions.
First Kansas Bank Range of Loan Options Available to Hays Residents
First Kansas Bank offers a variety of loan types to suit different financial situations:
- Payday Loans: Ideal for short-term cash needs, these loans are typically due on your next payday..
- Installment Loans: For those needing a larger amount, installment loans offer a longer repayment period with fixed monthly payments.
- Personal Loans: Flexible loans that can be used for a variety of purposes, with or without collateral.
- Title Loans: Use your vehicle title as collateral to secure a loan, ideal for larger amounts and longer repayment terms.
Why Choose First Kansas Bank for Your Online Loans?
Benefits of Choosing First Kansas Bank:
- Adaptable Loan Options: Loans crafted to fit your specific financial circumstances.
- Quick and Easy Process: Streamlined online application and fast funding.
- Transparent Terms: Clear, straightforward loan agreements, with no hidden fees.
- Dedicated Support: Our local team provides personalized assistance every step of the way.
How First Kansas Bank Loans Work
Simplified Loan Process: Getting an online loan in Hays, KS with First Kansas Bank is straightforward:
- Online Application: Fill out an easy-to-use form from the comfort of your home.
- Flexible Loan Options: Choose the loan that best fits your needs.
- Fast Approval and Disbursement: Quick processing times and direct deposit of funds.
Eligibility and Application Requirements
Applying for a Loan: To be eligible for an online loan with First Kansas Bank, applicants should:
- Be at least 18 years old.
- Have a valid ID and proof of residency in Hays, KS.
- Demonstrate a stable source of income.
- Own an active bank account.
First Kansas Bank Locations in Hays, KS
Address: 1200 E 27th St
Phone: (785) 625-3413
Services: Installment Loans, Personal Loans
Work Time:
- Mon - Fri: 9:00 am - 4:00 pm
Home Loans: First Kansas Bank offers competitive fixed and variable loans for your home buying or refinancing goals. With a variety of repayment and down payment terms, you are sure to find what you need. Home Equity Lines of Credit: Put your home to work for you with a Home Equity Line of Credit (HELOC) at First Kansas Bank. A HELOC, secured by a mortgage on your home can provide the extra money you need. You'll be approved for a credit limit that you can borrow, repay, and re-borrow for five years with the use of a special line of credit checks. After that time, the remaining balance is amortized over ten years.You can use the money for anything you'd like: home improvement, vacation, tuition, shopping, and more. Please Contact Us for more information. Automobile Loans: Need a new or used car? Let First Kansas Bank make it easy with simple interest, competitive fixed rate loans for up to 60 months. A pre-approved loan lets you pay cash for a vehicle. Commercial Loans: First Kansas Bank has been working with local businesses since 1900. We understand business and offer flexible terms and competitive rates for business working capital, machinery, equipment and real estate. We would like the opportunity to build a genuine banking relationship with your business. Please contact us for more information. Agriculture Loans: Agriculture is a challenging business. We have a Banking Team that understands agriculture and wants to help you meet those challenges while building a genuine banking relationship.
Customized Financial Solutions
Tailoring to Your Needs: At First Kansas Bank, they recognize that no two financial situations are the same. First Kansas Bank loans are designed to provide flexibility, whether you need a small amount to tide you over or a larger sum for significant expenses.