At First Class Community Credit Union, they understand that every financial need is unique. Located in the heart of Des Moines, IA, they specialize in providing online loans that are as versatile as the needs of the community. Whether it’s unexpected expenses, urgent bills, or short-term financial goals, the company team is committed to offering personalized solutions.
First Class Community Credit Union Range of Loan Options Available to Des Moines Residents
First Class Community Credit Union offers a variety of loan types to suit different financial situations:
- Payday Loans: Ideal for short-term cash needs, these loans are typically due on your next payday..
- Installment Loans: For those needing a larger amount, installment loans offer a longer repayment period with fixed monthly payments.
- Personal Loans: Flexible loans that can be used for a variety of purposes, with or without collateral.
- Title Loans: Use your vehicle title as collateral to secure a loan, ideal for larger amounts and longer repayment terms.
Why Choose First Class Community Credit Union for Your Online Loans?
Benefits of Choosing First Class Community Credit Union:
- Adaptable Loan Options: Loans crafted to fit your specific financial circumstances.
- Quick and Easy Process: Streamlined online application and fast funding.
- Transparent Terms: Clear, straightforward loan agreements, with no hidden fees.
- Dedicated Support: Our local team provides personalized assistance every step of the way.
How First Class Community Credit Union Loans Work
Simplified Loan Process: Getting an online loan in Des Moines, IA with First Class Community Credit Union is straightforward:
- Online Application: Fill out an easy-to-use form from the comfort of your home.
- Flexible Loan Options: Choose the loan that best fits your needs.
- Fast Approval and Disbursement: Quick processing times and direct deposit of funds.
Eligibility and Application Requirements
Applying for a Loan: To be eligible for an online loan with First Class Community Credit Union, applicants should:
- Be at least 18 years old.
- Have a valid ID and proof of residency in Des Moines, IA.
- Demonstrate a stable source of income.
- Own an active bank account.
First Class Community Credit Union Locations in Des Moines, IA
Address: 303 Euclid Ave
Phone: (515) 224-4300
Services: Personal Loans, Installment Loans
Work Time:
- Mon - Fri: 8:30 am - 5:30 pm
- Sat: 8:30 am - 12:00 pm
First Class Credit Union is a nonprofit financial institution that was founded in 1925 to serve postal employees and their families, as well as small employee groups. The credit union offers savings, checking and individual retirement accounts, loan options and certificates of deposit, as well as statement information and teller services. It offers fixed home equity, home, auto and closed-end loans, as well as open-end and home equity lines of credit. The credit union s automated audio response service allows its customers to access their accounts through phone lines It is a full-service institution that has branches in Des Moines, Sioux City and West Des Moines, Iowa. It sponsors national disc golf tournaments and supports various nonprofit initiatives, including CHARACTER COUNTS! program and Children's Miracle Network.
Customized Financial Solutions
Tailoring to Your Needs: At First Class Community Credit Union, they recognize that no two financial situations are the same. First Class Community Credit Union loans are designed to provide flexibility, whether you need a small amount to tide you over or a larger sum for significant expenses.