At Exchange State Bank, they understand that every financial need is unique. Located in the heart of Ames, IA, they specialize in providing online loans that are as versatile as the needs of the community. Whether it’s unexpected expenses, urgent bills, or short-term financial goals, the company team is committed to offering personalized solutions.
Exchange State Bank Range of Loan Options Available to Ames Residents
Exchange State Bank offers a variety of loan types to suit different financial situations:
- Payday Loans: Ideal for short-term cash needs, these loans are typically due on your next payday..
- Installment Loans: For those needing a larger amount, installment loans offer a longer repayment period with fixed monthly payments.
- Personal Loans: Flexible loans that can be used for a variety of purposes, with or without collateral.
- Title Loans: Use your vehicle title as collateral to secure a loan, ideal for larger amounts and longer repayment terms.
Why Choose Exchange State Bank for Your Online Loans?
Benefits of Choosing Exchange State Bank:
- Adaptable Loan Options: Loans crafted to fit your specific financial circumstances.
- Quick and Easy Process: Streamlined online application and fast funding.
- Transparent Terms: Clear, straightforward loan agreements, with no hidden fees.
- Dedicated Support: Our local team provides personalized assistance every step of the way.
How Exchange State Bank Loans Work
Simplified Loan Process: Getting an online loan in Ames, IA with Exchange State Bank is straightforward:
- Online Application: Fill out an easy-to-use form from the comfort of your home.
- Flexible Loan Options: Choose the loan that best fits your needs.
- Fast Approval and Disbursement: Quick processing times and direct deposit of funds.
Eligibility and Application Requirements
Applying for a Loan: To be eligible for an online loan with Exchange State Bank, applicants should:
- Be at least 18 years old.
- Have a valid ID and proof of residency in Ames, IA.
- Demonstrate a stable source of income.
- Own an active bank account.
Exchange State Bank Locations in Ames, IA
Address: 823 Wheeler St Ste 32
Phone: (515) 232-5060
Services: Installment Loans, Personal Loans
Work Time:
- Mon - Fri: 8:30 am - 5:00 pm
Your Trusted Neighborhood BankExchange State Bank is a full service, locally owned community bank established in Collins, Iowa in 1902. Over the years we have grown and now have branches in Ames and Exira, Iowa. We have an experienced staff of approximately 20 individuals who are committed to providing our customers the personalized attention and exceptional service they deserve. We believe that local decision-making by local bankers gives us a competitive advantage in the markets we serve.We are dedicated to meeting the needs of the markets we serve by providing quality financial services and products. We believe that our exceptional service and affordable products are a true advantage to banking with us.
Customized Financial Solutions
Tailoring to Your Needs: At Exchange State Bank, they recognize that no two financial situations are the same. Exchange State Bank loans are designed to provide flexibility, whether you need a small amount to tide you over or a larger sum for significant expenses.