At Valley Isle Community Federal Credit Union, they understand that every financial need is unique. Located in the heart of Kahului, HI, they specialize in providing online loans that are as versatile as the needs of the community. Whether it’s unexpected expenses, urgent bills, or short-term financial goals, the company team is committed to offering personalized solutions.
Valley Isle Community Federal Credit Union Range of Loan Options Available to Kahului Residents
Valley Isle Community Federal Credit Union offers a variety of loan types to suit different financial situations:
- Payday Loans: Ideal for short-term cash needs, these loans are typically due on your next payday..
- Installment Loans: For those needing a larger amount, installment loans offer a longer repayment period with fixed monthly payments.
- Personal Loans: Flexible loans that can be used for a variety of purposes, with or without collateral.
- Title Loans: Use your vehicle title as collateral to secure a loan, ideal for larger amounts and longer repayment terms.
Why Choose Valley Isle Community Federal Credit Union for Your Online Loans?
Benefits of Choosing Valley Isle Community Federal Credit Union:
- Adaptable Loan Options: Loans crafted to fit your specific financial circumstances.
- Quick and Easy Process: Streamlined online application and fast funding.
- Transparent Terms: Clear, straightforward loan agreements, with no hidden fees.
- Dedicated Support: Our local team provides personalized assistance every step of the way.
How Valley Isle Community Federal Credit Union Loans Work
Simplified Loan Process: Getting an online loan in Kahului, HI with Valley Isle Community Federal Credit Union is straightforward:
- Online Application: Fill out an easy-to-use form from the comfort of your home.
- Flexible Loan Options: Choose the loan that best fits your needs.
- Fast Approval and Disbursement: Quick processing times and direct deposit of funds.
Eligibility and Application Requirements
Applying for a Loan: To be eligible for an online loan with Valley Isle Community Federal Credit Union, applicants should:
- Be at least 18 years old.
- Have a valid ID and proof of residency in Kahului, HI.
- Demonstrate a stable source of income.
- Own an active bank account.
Valley Isle Community Federal Credit Union Locations in Kahului, HI
Address: 160 Paahana St Ste 200
Phone: (808) 877-3232
Services: Installment Loans, Personal Loans
Work Time:
- Mon - Fri: 8:30 am - 4:30 pm
Valley Isle Community Federal Credit Union is a full-service financial institution serving all residents on the island of Maui. Established in 1940, our goal is to provide our members high-value financial products with excellent member service and ultimately, improve their quality of lives, as well as the quality of our community. Valley Isle Community Federal Credit Union is a financial cooperative, owned and operated by our members. Our members' deposit money into their accounts, and that money is lent to other members. We make loans only to members. Each member has one vote, regardless of the size of their account, to elect our Board of Directors. Our Board of Directors are all non-paid volunteers, who are responsible to govern and lead our credit union. Because of our cooperative structure, we are usually able to provide higher dividend rates, lower loan rates, lower fees and better service to our members. Like most other credit unions, our credit union was formed simply because there was a need for one. In the early 1900s, agriculture was by far the biggest industry in Hawaii. The sugar plantations, including the Hawaiian Commercial & Sugar ( HC&S ) Company, brought in numerous immigrants to work as laborers. The immigrants came from all over- Japan, China, Portugal, and the Philippines to name a few. They almost all came from very desolate economic situations, hoping to make better lives for themselves and their families. But when they got to Hawaii, they were not a whole lot better off. They worked very long hours for very little pay. Having no credit and minimal income, the established financial institutions were very slow to lend them money when they needed it. They were forced to turn to each other for help.
Customized Financial Solutions
Tailoring to Your Needs: At Valley Isle Community Federal Credit Union, they recognize that no two financial situations are the same. Valley Isle Community Federal Credit Union loans are designed to provide flexibility, whether you need a small amount to tide you over or a larger sum for significant expenses.