At Hawaii State Federal Credit Union, they understand that every financial need is unique. Located in the heart of Kahului, HI, they specialize in providing online loans that are as versatile as the needs of the community. Whether it’s unexpected expenses, urgent bills, or short-term financial goals, the company team is committed to offering personalized solutions.
Hawaii State Federal Credit Union Range of Loan Options Available to Kahului Residents
Hawaii State Federal Credit Union offers a variety of loan types to suit different financial situations:
- Payday Loans: Ideal for short-term cash needs, these loans are typically due on your next payday..
- Installment Loans: For those needing a larger amount, installment loans offer a longer repayment period with fixed monthly payments.
- Personal Loans: Flexible loans that can be used for a variety of purposes, with or without collateral.
- Title Loans: Use your vehicle title as collateral to secure a loan, ideal for larger amounts and longer repayment terms.
Why Choose Hawaii State Federal Credit Union for Your Online Loans?
Benefits of Choosing Hawaii State Federal Credit Union:
- Adaptable Loan Options: Loans crafted to fit your specific financial circumstances.
- Quick and Easy Process: Streamlined online application and fast funding.
- Transparent Terms: Clear, straightforward loan agreements, with no hidden fees.
- Dedicated Support: Our local team provides personalized assistance every step of the way.
How Hawaii State Federal Credit Union Loans Work
Simplified Loan Process: Getting an online loan in Kahului, HI with Hawaii State Federal Credit Union is straightforward:
- Online Application: Fill out an easy-to-use form from the comfort of your home.
- Flexible Loan Options: Choose the loan that best fits your needs.
- Fast Approval and Disbursement: Quick processing times and direct deposit of funds.
Eligibility and Application Requirements
Applying for a Loan: To be eligible for an online loan with Hawaii State Federal Credit Union, applicants should:
- Be at least 18 years old.
- Have a valid ID and proof of residency in Kahului, HI.
- Demonstrate a stable source of income.
- Own an active bank account.
Hawaii State Federal Credit Union Locations in Kahului, HI
Address: 425 Koloa St Ste 101b
Phone: (808) 270-6900
Services: Personal Loans, Installment Loans
Work Time:
- Mon - Fri: 8:30 am - 4:30 pm
- Sat: 9:00 am - 1:00 pm
Founded in 1936 by government workers, Hawaii State FCU has blossomed into one of the largest credit unions in Hawaii. Through the generations, we've grown by remembering one simple thing, "We are family." A large extended family that draws strength and inspiration from our members. All our services and products are designed to provide members with the means to build financial security and reach their goals. After all, family always takes care of each other. Hawaii State Federal Credit Union is a not-for-profit financial cooperative owned and operated by its members, who are state employees, their immediate families and household members, and family of existing HSFCU members. Since its founding in 1936, Hawaii State FCU has grown to be one of the state's largest credit unions offering a full range of financial services such as: a dividend-earning checking account; high-dividend savings; IRAs; mortgage loans; home equity lines of credit; credit and debit cards; and some of the lowest auto and personal loan rates around. Knowing how busy your lives are, the credit union has also made it convenient to do business with us. Members can easily access their credit union accounts and conduct transactions 24-hours a day, 7-days a week, 365-days a year through the use of Private Line (bank-by-phone), or by logging-in to Hawaii State FCU's free Online Banking system featuring free, unlimited online bill pay.In addition to Hawaii State FCU's eight branches, the credit union also belongs to the Hawaii Network, a shared-branch service of over 30 other credit union locations, statewide. Hawaii State FCU members can conveniently visit a participating Shared Branch credit union near their place of work or home and conduct basic credit union transactions. Visit www.hicuso.com for an updated listing of shared branch locations.
Customized Financial Solutions
Tailoring to Your Needs: At Hawaii State Federal Credit Union, they recognize that no two financial situations are the same. Hawaii State Federal Credit Union loans are designed to provide flexibility, whether you need a small amount to tide you over or a larger sum for significant expenses.