At Patelco Credit Union, they understand that every financial need is unique. Located in the heart of Berkeley, CA, they specialize in providing online loans that are as versatile as the needs of the community. Whether it’s unexpected expenses, urgent bills, or short-term financial goals, the company team is committed to offering personalized solutions.
Patelco Credit Union Range of Loan Options Available to Berkeley Residents
Patelco Credit Union offers a variety of loan types to suit different financial situations:
- Payday Loans: Ideal for short-term cash needs, these loans are typically due on your next payday..
- Installment Loans: For those needing a larger amount, installment loans offer a longer repayment period with fixed monthly payments.
- Personal Loans: Flexible loans that can be used for a variety of purposes, with or without collateral.
- Title Loans: Use your vehicle title as collateral to secure a loan, ideal for larger amounts and longer repayment terms.
Why Choose Patelco Credit Union for Your Online Loans?
Benefits of Choosing Patelco Credit Union:
- Adaptable Loan Options: Loans crafted to fit your specific financial circumstances.
- Quick and Easy Process: Streamlined online application and fast funding.
- Transparent Terms: Clear, straightforward loan agreements, with no hidden fees.
- Dedicated Support: Our local team provides personalized assistance every step of the way.
How Patelco Credit Union Loans Work
Simplified Loan Process: Getting an online loan in Berkeley, CA with Patelco Credit Union is straightforward:
- Online Application: Fill out an easy-to-use form from the comfort of your home.
- Flexible Loan Options: Choose the loan that best fits your needs.
- Fast Approval and Disbursement: Quick processing times and direct deposit of funds.
Eligibility and Application Requirements
Applying for a Loan: To be eligible for an online loan with Patelco Credit Union, applicants should:
- Be at least 18 years old.
- Have a valid ID and proof of residency in Berkeley, CA.
- Demonstrate a stable source of income.
- Own an active bank account.
Patelco Credit Union Locations in Berkeley, CA
Address: 2033 Shattuck Ave
Phone: (800) 358-8228
Services: Installment Loans, Personal Loans
Work Time:
- Mon - Thu: 9:00 am - 5:00 pm
- Fri: 9:00 am - 6:00 pm
- Sat: 10:00 am - 1:00 pm
As a full-service, not-for-profit credit union, Patelco is here for you. We offer the same convenient services and account access of a big bank, with better rates, fewer fees, and the personalized, attentive service you expect from a local lender. For over 77 years, we’ve been helping Northern California communities prosper, not only through financial products, but through volunteer initiatives, donation drives, fundraisers, and community outreach. Today, with more than $4 billion in assets, 275,000 members, and 40 local branches, Patelco Credit Union ranks among the largest credit unions in the nation and is the 6th largest in California. Join us – We’re federally insured, well-capitalized, and membership is free!
Customized Financial Solutions
Tailoring to Your Needs: At Patelco Credit Union, they recognize that no two financial situations are the same. Patelco Credit Union loans are designed to provide flexibility, whether you need a small amount to tide you over or a larger sum for significant expenses.