Southern States Bank in Opelika, AL – Tailored Online Loans for Any Emergency

Advertiser Disclosure

At Southern States Bank, they understand that every financial need is unique. Located in the heart of Opelika, AL, they specialize in providing online loans that are as versatile as the needs of the community. Whether it’s unexpected expenses, urgent bills, or short-term financial goals, the company team is committed to offering personalized solutions.

Southern States Bank Range of Loan Options Available to Opelika Residents

Southern States Bank offers a variety of loan types to suit different financial situations:

  • Payday Loans: Ideal for short-term cash needs, these loans are typically due on your next payday..
  • Installment Loans: For those needing a larger amount, installment loans offer a longer repayment period with fixed monthly payments.
  • Personal Loans: Flexible loans that can be used for a variety of purposes, with or without collateral.
  • Title Loans: Use your vehicle title as collateral to secure a loan, ideal for larger amounts and longer repayment terms.

Why Choose Southern States Bank for Your Online Loans?

Benefits of Choosing Southern States Bank:

  • Adaptable Loan Options: Loans crafted to fit your specific financial circumstances.
  • Quick and Easy Process: Streamlined online application and fast funding.
  • Transparent Terms: Clear, straightforward loan agreements, with no hidden fees.
  • Dedicated Support: Our local team provides personalized assistance every step of the way.

How Southern States Bank Loans Work

Simplified Loan Process: Getting an online loan in Opelika, AL with Southern States Bank is straightforward:

  1. Online Application: Fill out an easy-to-use form from the comfort of your home.
  2. Flexible Loan Options: Choose the loan that best fits your needs.
  3. Fast Approval and Disbursement: Quick processing times and direct deposit of funds.

Eligibility and Application Requirements

Applying for a Loan: To be eligible for an online loan with Southern States Bank, applicants should:

  • Be at least 18 years old.
  • Have a valid ID and proof of residency in Opelika, AL.
  • Demonstrate a stable source of income.
  • Own an active bank account.

Southern States Bank Locations in Opelika, AL

  • Address: 2601 Frederick Rd

    Phone: (334) 737-1092

    Services: Installment Loans, Personal Loans

    Work Time:

    • Mon - Fri: 9:00 am - 5:00 pm

    A banking veteran of 36 years, Mr. Stephen W. Whatley recognized and embraced the need for a community bank that understands and values the needs of customers today. With that, he embarked on his mission to assemble a group of organizers that shared the same vision and in turn opened Southern States Bank. "I'm very enthusiastic, I'm very optimistic about our future, because I think there is a strong demand, maybe as strong as there has ever been, for independent banks that are locally owned by the communities that they are in and have input and representation from local boards that actually have authority, " said Steve Whatley in February 2007. The optimism greatly spread as Mr. Whatley and organizers raised in excess of $31 million in capital and in August 2007 Southern States Bank, The Common Sense Bank, opened offices in Anniston and Opelika simultaneously. Less than a year later, in February 2008, a third location was opened in Birmingham. Southern States Bank, we believe the most important thing is our relationships with our customers. We are a true community bank that understands the importance and value of providing our customers with the products and services that best meet their banking needs. Staffed with seasoned bankers you know and trust, we are committed to carrying out our mission of providing our customers with the best service they should expect from their bank. Headquartered in Anniston Alabama, Southern States Bank has two additional banking facilities located in Birmingham and Opelika. With a strong executive management team, in addition to a diverse and involved Board in place, we have also engaged Advisory Board representation in each market to help facilitate local decisions and community involvement. Southern States Bank, The Common Sense Bank, it is our mission to provide our customers with an excellent banking experience by engaging customers in a rewarding relationship, delivering products and services tailored to meet their needs while enhancing and maintaining shareholder value. Jay Florey Pumroy, Partner, Wilson, Dillon, Pumroy & James LLC " Board Chairman Henry Turner, Executive Director, Alabama Minority Business Opportunity Center. Stephen Woods Whatley, President and Chief Executive Officer, Southern States Bank Henry Turner, Executive Director, Alabama Minority Business Opportunity Center.

Customized Financial Solutions

Tailoring to Your Needs: At Southern States Bank, they recognize that no two financial situations are the same. Southern States Bank loans are designed to provide flexibility, whether you need a small amount to tide you over or a larger sum for significant expenses.