At Rice Banking Co, they understand that every financial need is unique. Located in the heart of Montgomery, AL, they specialize in providing online loans that are as versatile as the needs of the community. Whether it’s unexpected expenses, urgent bills, or short-term financial goals, the company team is committed to offering personalized solutions.
Rice Banking Co Range of Loan Options Available to Montgomery Residents
Rice Banking Co offers a variety of loan types to suit different financial situations:
- Payday Loans: Ideal for short-term cash needs, these loans are typically due on your next payday..
- Installment Loans: For those needing a larger amount, installment loans offer a longer repayment period with fixed monthly payments.
- Personal Loans: Flexible loans that can be used for a variety of purposes, with or without collateral.
- Title Loans: Use your vehicle title as collateral to secure a loan, ideal for larger amounts and longer repayment terms.
Why Choose Rice Banking Co for Your Online Loans?
Benefits of Choosing Rice Banking Co:
- Adaptable Loan Options: Loans crafted to fit your specific financial circumstances.
- Quick and Easy Process: Streamlined online application and fast funding.
- Transparent Terms: Clear, straightforward loan agreements, with no hidden fees.
- Dedicated Support: Our local team provides personalized assistance every step of the way.
How Rice Banking Co Loans Work
Simplified Loan Process: Getting an online loan in Montgomery, AL with Rice Banking Co is straightforward:
- Online Application: Fill out an easy-to-use form from the comfort of your home.
- Flexible Loan Options: Choose the loan that best fits your needs.
- Fast Approval and Disbursement: Quick processing times and direct deposit of funds.
Eligibility and Application Requirements
Applying for a Loan: To be eligible for an online loan with Rice Banking Co, applicants should:
- Be at least 18 years old.
- Have a valid ID and proof of residency in Montgomery, AL.
- Demonstrate a stable source of income.
- Own an active bank account.
Rice Banking Co Locations in Montgomery, AL
Address: 2803 E South Blvd
Phone: (334) 721-2198
Services: Installment Loans, Personal Loans
Work Time:
- Mon - Fri: 8:00 am - 5:00 pm
Rice Banking Company was founded in 1905 by Julius L. Rice. Mr. Rice believed the hard working people of Montgomery, Alabama needed a place where they could borrow money at a time when the commercial banks were not interested in lending to them. If someone needed a small loan to get through an emergency, an unexpected expense or maybe purchase something to make life a little easier, Rice Banking Company was there. The more things change, the more they stay the same. Big commercial banks still make it hard for working people to borrow and Rice Banking Company is still here, operating under the same principles that Julius Rice set forth over 105 years ago. That is, treat the customer fairly, with respect, never taking advantage of someone in need. We want to be your loan company for life. Rice Banking Company specializes in everything from small credit starter loans to automobile loans. We serve Central Alabama with offices in Montgomery, Opelika and Selma. Come in to the branch nearest you, bring a recent pay stub, drivers license or state issued id and a recent utility bill. Let us put our experience to work for you.
Customized Financial Solutions
Tailoring to Your Needs: At Rice Banking Co, they recognize that no two financial situations are the same. Rice Banking Co loans are designed to provide flexibility, whether you need a small amount to tide you over or a larger sum for significant expenses.