WOWLOANS offers not only quick payday loans, but also liabilities with a longer return period. Online long-term personal loans in Portland, ME allow you to take up to $35,000 with a long-term repayment period of up to 60 months.
What are personal loans for Portland residents?
Non-bank companies are usually associated with payday loans for a short period and small amounts. However, at WOWLOANS, there are also liabilities that definitely resemble traditional loans. They are characterized by a long repayment period and a high loan amount that can be obtained. The liability is settled in the form of convenient monthly installments.
But what is the difference between long-term online personal loans and bank loans? The basic differences are the requirements that a potential borrower must meet and the number of formalities to be met. Non-bank institutions are not as restrictive as banks, so you can apply 100% online. Only the data from the ID card and the bank account statement are required to complete the application. Thanks to these facilities, money can be received on the same day, and sometimes even within 15 minutes of submitting the application.
Long-term personal loans in Portland, ME always take the form of installments. Their repayment period can be up to 60 months. The available total loan amount is much higher than in the case of payday loans – e.g. WOWLOANS offers as much as $35,000. When the bank refuses to cooperate with you and you need really large funds, non-bank personal loans may be a good solution.
Payday loans and long-term loans also differ in cost. Taking a payday loan, it is possible to take out the first free loan. Long-term liabilities are always payable because of the high loan amount we receive.
Best Lending Companies in Portland, ME
-
Acadia Lending Group
-
190 Riverside St Unit 4b
(207) 899-4500
-
190 Riverside St Unit 4b
-
Action Equity
-
2 Union St
(207) 879-2221
-
2 Union St
-
Alpine Mortgage Co
-
84 Middle St
(207) 221-8015
-
84 Middle St
-
Atlantic National Trust
-
50 Portland Pier Ste 400
(800) 347-1080
-
50 Portland Pier Ste 400
-
Bank of America
-
1 City Ctr
(207) 874-5576
-
100 Middle St
(888) 716-8338
-
1390 Congress St
(207) 772-7658
-
446 Forest Ave
(800) 432-1000
-
2 Portland Sq
(207) 874-5370
-
1 City Ctr
-
Bank of America Financial Center
-
39 Auburn St
(207) 228-2279
-
39 Auburn St
-
Bank of America Mortgage
-
1 Monument Sq
(207) 317-2190
-
1 City Ctr Stop 29
(207) 272-9814
-
1 Monument Sq
-
Bank of America Private Bank
-
1 Monument Sq
(207) 761-1551
-
1 Monument Sq
-
Banknorth Leasing Corp
-
511 Congress St
(207) 828-7248
-
511 Congress St
-
BankNorth Mortgage
-
70 Gray St
(207) 761-8500
-
70 Gray St
-
Barton Mortgage
-
130 Middle St Fl 1
(207) 775-2620
-
130 Middle St Fl 1
-
Barton Mortgage Corp
-
208 Fore St
(207) 775-2620
-
208 Fore St
-
Bath Savings Institution
-
46 Auburn St
(207) 523-1133
-
46 Auburn St
-
Bloomfield Capital
-
100 Commercial St Ste 410
(207) 772-6870
-
100 Commercial St Ste 410
-
Capital Servicing Inc
-
50 Portland Pier Ste 400
(207) 828-1080
-
50 Portland Pier Ste 400
-
Cfg
-
100 Middle St Ste 1
(207) 871-1110
-
100 Middle St Ste 1
-
Chase
-
1 Monument Sq
(207) 776-7121
-
1 Monument Sq
-
Constant Energy Capital
-
225 Commercial St Ste 500
(207) 590-6100
-
225 Commercial St Ste 500
-
Covenant Mortgage
-
4 City Ctr Ste 2
(207) 747-4877
-
4 City Ctr Ste 2
-
Cport Credit Union
-
50 Riverside Industrial Pkwy
(207) 878-6200
-
50 Riverside Industrial Pkwy
-
CrossCountry Mortgage
-
415 Congress St Ste 202
(401) 301-8674
-
415 Congress St Ste 202
-
Cumberland County Federal Credit Union
-
1345 Washington Ave
(207) 797-6492
-
1345 Washington Ave
-
Ed Gosselin - Total Mortgage NMLS #471749
-
470 Forest Ave
(207) 650-0215
-
470 Forest Ave
-
Evergreen Credit Union
-
225 Riverside St
(207) 221-5000
-
225 Riverside St
-
Fairway Independent Mtg Corp
-
415 Congress St Ste 202
(207) 307-2331
-
415 Congress St Ste 202
-
Furlong Joseph MLO
-
477 Congress St
(781) 507-1556
-
1410 Congress St
(781) 507-1556
-
477 Congress St
-
Greenlight Mortgage
-
45 Forest Ave
(207) 761-8277
-
45 Forest Ave
-
Guaranteed Rate
-
63 Marginal Way Ste 100
(207) 331-4700
-
63 Marginal Way Ste 100
-
Joseph Furlong - Mortgage Loan Officer
-
362 Allen Ave
(781) 507-1556
-
1410 Congress St
(781) 507-1556
-
362 Allen Ave
-
Kelly Hodgkins - Mortgage Loan Officer
-
1 Portland Sq Ste 4
(207) 615-1863
-
1 Portland Sq Ste 4
-
KeyBank
-
85 Auburn St
(207) 771-5304
-
1106 Brighton Ave
(207) 874-7328
-
1 Canal Plz Ste 200
(207) 541-3783
-
959 Congress St
(800) 275-8777
-
465 Congress St
(207) 776-7720
-
85 Commercial St
(207) 245-6466
-
1 Monument Sq
(207) 776-7240
-
400 Forest Ave
(207) 245-6227
-
85 Auburn St
-
KeyBank ATM
-
1 Canal Plz
(800) 539-2968
-
1 Canal Plz
-
Lenders Network Inc
-
28 Vannah Ave
(207) 775-2424
-
28 Vannah Ave
-
London-Manhattan Co
-
693 Ocean Ave
(207) 874-0604
-
693 Ocean Ave
-
Machias Savings Bank
-
193 Middle St Ste 400
(207) 774-9300
-
193 Middle St Ste 400
-
Maine Capital Group
-
4 City Ctr
(800) 541-9309
-
4 City Ctr
-
Maine National Mortgage
-
25 Pearl St
(207) 773-5850
-
25 Pearl St
-
Maine Turner Barker Insurance
-
63 Marginal Way Ste 101
(207) 773-8156
-
63 Marginal Way Ste 101
-
Matthew McGuckin - Citizens Bank Home Mortgages
-
100 Middle St
(207) 290-2977
-
100 Middle St
-
Mortgage Network Inc.
-
2059 Congress St
(207) 772-3100
-
2059 Congress St
-
Movement Mortgage - Gary Jones325770
-
95 Exchange St
(207) 415-4466
-
95 Exchange St
-
Movement Mortgage - Kevin Philbrick349341
-
95 Exchange St
(207) 838-5007
-
95 Exchange St
-
New England Realty Resources-M
-
22 Monument Sq
(207) 772-1085
-
22 Monument Sq
-
Norcom Mortgage
-
415 Congress St
(207) 956-7412
-
415 Congress St
-
Oakdale Mortgages Corp
-
33 Oakdale St
(207) 773-3173
-
33 Oakdale St
-
Peoples United Bank
-
350 Fore St
(207) 828-3050
-
467 Congress St
(207) 828-3000
-
350 Fore St
-
Pine Tree State CDC
-
120 Exchange St Ste 205
(207) 773-3104
-
120 Exchange St Ste 205
-
Port City Mortgage
-
977 Brighton Ave
(207) 773-1600
-
977 Brighton Ave
-
Regency Mortgage Corp
-
94 Commercial St
(207) 482-3950
-
94 Commercial St
-
Republi Cash
-
1124 Brighton Ave
(207) 773-5067
-
1124 Brighton Ave
-
Richard Airey at First Financial Mortgage
-
2320 Congress St Suite C
(207) 321-5307
-
2320 Congress St Suite C
-
Richard Sciaudone-Mtg Loan
-
449 Forest Ave Ste 1
(978) 764-0880
-
449 Forest Ave Ste 1
-
Ringuette B J MLO
-
415 Congress St
(207) 215-3631
-
415 Congress St
-
Romano Anne M. CPA
-
2 Monument Sq Ste 707
(207) 874-9844
-
2 Monument Sq Ste 707
-
RPM Mortgage Inc
-
94 Commercial St
(207) 482-3950
-
1685 Congress St
(207) 553-4343
-
94 Commercial St
-
Saco & Biddeford Savings
-
136 Commercial St
(207) 284-4591
-
136 Commercial St
-
Schaefer Mortgage
-
21 Chestnut St Unit 302
(207) 899-2117
-
21 Chestnut St Unit 302
-
Sebago Lake Mortgage Company
-
468 Forest Ave
(888) 407-6374
-
468 Forest Ave
-
Stinson & Company
-
337 Forest Ave
(207) 805-1138
-
337 Forest Ave
-
TD Bank
-
449 Forest Ave Ste 1
(207) 774-1733
-
1410 Congress St
(207) 879-4422
-
1 Portland Sq Ste 4
(207) 317-8816
-
883 Forest Ave
(877) 202-5392
-
362 Allen Ave
(207) 797-4400
-
477 Congress St Ste 481
(207) 761-8711
-
449 Forest Ave Ste 1
-
TD Bank Administrative Offices
-
2 Portland Sq
(888) 751-9000
-
2 Portland Sq
-
Td Bank Americas Most Convenient Bank ATM
-
481 Congress St
(207) 761-8711
-
481 Congress St
-
TD Bank ATM
-
100 Thompsons Pt
(888) 751-9000
-
22 Bramhall St
(888) 751-9000
-
100 Thompsons Pt
-
Total Mortgage
-
470 Forest Ave
(207) 775-2620
-
470 Forest Ave
-
Two Lights Settlement
-
34 Danforth St 309
(207) 761-7277
-
34 Danforth St 309
-
Unum
-
2211 Congress St
(207) 575-2211
-
2211 Congress St
-
US Trust
-
1 Monument Sq
(888) 716-8338
-
1 Monument Sq
-
Wells Fargo Home Mortgage
-
477 Congress St
(207) 523-3426
-
477 Congress St
Where can I get personal loans in Portland, ME online?
To apply for a personal loan, simply submit an application on the website of WOWLOANS. Granting loans at branches or over the phone is not very popular anymore. In addition, by applying online, the entire procedure takes faster, and you can receive money on your account in as little as 15 minutes.
Before applying, pay attention to online personal loans in Maine laws. When analyzing personal loan offers, take into account what Annual Percentage Rate (APR) is. It reflects the real, total cost of the loan.
Who is a personal loan best for?
This type of commitment in Portland, ME is best for people who want to borrow more funds than traditional payday loans offer. The funds from the personal loan can be used to implement much larger plans. They can be used to renovate an apartment or develop your own business, especially when the bank refuses to grant a loan.
Long-term loans will be best for people who:
- believe that a high loan amount should not be repaid in a single payment, as is the case with payday loans. Online personal loans allow you to break down your liabilities into convenient monthly installments;
- they need money for really big expenses, but they can’t get money from the bank;
- they appreciate getting things done online without a lot of formalities. In some banks, in order to receive financing, it is necessary to go to the headquarters of the company and submit a lot of documents.
What are Portland Personal Loan requirements?
To get long-term personal loans in Portland, ME, it is enough to meet the following requirements:
- be over 18 years old,
- have a valid ID card,
- have an American bank account, American telephone number and e-mail address,
- receive regular income, which can be confirmed with relevant documents.
How to apply for personal loans in Portland, ME?
At the very beginning, it’s worth getting ready. It will be necessary to provide data from the ID card and verify our bank account. Fortunately, the entire process can be completed at home. When our application is approved, the funds will be immediately credited to the indicated account.
What does applying for a personal loan look like – step by step:
- Select the offer you are interested in at WOWLOANS. Remember to adjust the amount of the obligation and the repayment date to your financial capabilities.
- On WOWLOANS’s website, you can use a loan calculator to make sure of the costs.
- Complete a loan application. Complete it by providing your data, such as name and surname, address, ID number. You will also need to provide your bank account number, mobile phone number, and email address.
- Verify your identity and account.
- Wait for the application to be verified by the company. The application is fully automated and the lenders use very advanced scoring systems. Therefore, the decision to grant or refuse a personal loan can be issued even in a few minutes.
- Receive money after a positive decision. The funds will appear in your account quickly. You can spend them for any purpose, but remember to pay off your liability on time.
What are the advantages of online personal loans in Portland?
- The first advantage of personal loans is the ability to allocate funds for any purpose. The borrower does not have to explain how he wants to use the money received.
- The second advantage is the 100% online loan process. Submission of the application, verification and transfer of money to the account takes place entirely via the network. There is no need to leave home and go to the branch of the loan company.
- An important feature is also the reduction of formalities to a minimum. Most often, the ID card itself and the correct completion of the application are enough.
- The fourth advantage is the ability to apply for a large loan amount. In the case of personal loans, you can get much more compared to a traditional payday loan. At WOWLOANS, you can get up to $35,000. These are amounts comparable to those that can be obtained under bank loans.
- The fifth advantage is the lack of extensive requirements. On the other hand, to receive a consumer loan from a bank, you often have to earn a sufficiently high amount per month, perform a specific profession or work under a contract of employment. WOWLOANS is not so restrictive – it offers personal loans without an employer certificate.
- The sixth advantage is paying off the liability in convenient installments, which does not strain your home budget so much.
It is also worth mentioning that people with poor credit conditions also have a chance to receive funds. Non-bank institutions may turn a blind eye to negative entries in debtors’ databases.
Are there any Personal Loan Alternatives in Portland?
Sure, there are. Portland borrowers can use numerous financing options depending on the amount and term they need:
- Online Short-Term Payday Loans in Portland up to $1,000 for 14 – 30 days.
- Bad Credit Installment Loans in Portland up to $5,000 for 3 – 12 months.
- Online Car Title Loans in Portland up to $10,000 with no store visit, no inspection, no credit check.
Just calculate your earnings, decide how much you need and what term will be the most convenient for you to repay the money on time and start a simple online application.
Personal Loans in the Other Cities of Maine
- Lewiston
- Brunswick
- Bangor
- South Portland
- Scarborough
- Gorham
- Auburn
- Biddeford
- Sanford
- Orono
- Saco
- Augusta
- Westbrook
- Windham
- Old Orchard Beach
- Kennebunk
- Waterville
- Winslow
- Topsham
- Skowhegan
- Kittery
- Falmouth
- Yarmouth
- York
- Farmington
- Hampden
- Houlton
- Standish
- Wells
- Rumford
- Freeport
- Berwick
- Fairfield
- Cape Elizabeth
- Gray
- Brewer
- Presque Isle
- Lisbon
- Millinocket
- Oakland